Building a Solid Foundation of Protection and Wealth


Institute for Wealth & Safety

Featured Articles

  • Manny Ramirez
    May 12, 2009 By now you probably heard that Manny Ramirez, the super star outfielder for the Los Angeles Dodgers, was suspended 50 games for illegal drug use. He becomes another baseball star that is a willing participant in the steroids era. He is suspended without pay. This costs him $7.6 million in salary or $152,000 per game.
  • High Yielding CD
    May 7, 2009 How High is High on Your High Yielding CD? Check out Terry's Blog from Today
  • Financial Independence
    April 30, 2009 What Does It Mean? How Can You Achieve It? In the United States, Independence Day, commonly known as the Fourth of July is a federal holiday. It commemorates the adoption of the Declaration of Independence on July 4th 1776, declaring independence from the Kingdom of Great Britain. Financial Independence Day is also celebrated on different days and in different years for each individual and family.
  • Is Your Business Struggling
    April 22, 2009 Is your business struggling to keep pace with rising healthcare cots while your overall revenue is slipping? You are not alone. This is a nationwide trend. Businesses are at a crossroad and face major decisions on offering healthcare and healthcare benefits.
  • The Myth on Average Rate of Return
    April 14, 2009 Have you reviewed your favorite Mutual Fund annual statement? Review the “Performance” section of the Annual Report. Rates of return in the report are calculated as “Average Rates of Return.” What does Average Rate of Return mean? Average Rate of Return is a math calculation. It is designed to be a measure of an investment’s profitability or loss over a period of time.
  • Tax Freedom Day
    April 2, 2009 Tax Freedom Day will arrive on April 13 this year, according to the Tax Foundation’s annual calculation using the latest government data on income and taxes. This is the earliest in the year that Tax Freedom Day has fallen since 1967.
  • Hidden Truth About 401K's and IRA's
    March 27, 2009 401K’s and IRA’s, often called Qualified Plans, are tax-postponed savings accounts sanctioned by the federal government. Retirement accounts do not avoid taxes they simply postpone taxes. You will pay taxes when you start withdrawing from your account.
  • Are You Protecting Your Most Valuable Asset?
    March 24, 2009 Many people consider their home and cars to be their most valuable assets. Your income is your most valuable asset. This is the asset that makes owning a home and car possible.
  • What Life Insurance Companies Never Tell You About Term Life Insurance
    March 20, 2009 Much has been written about the merits of buying term insurance. The financial press and media often times say that the only form of life insurance to buy is term insurance. Don't be fooled. There is a dark side. It is about time you heard the flip side of the story.
  • 6 Biggest Mistakes When Buying Term Insurance
    March 17, 2009 It is important to pick a licensed agent that understands life insurance contracts and all of the options available within the contract. You will know fairly soon if he or she is the right agent if you ask about disability protection, settlement options and beneficiary arrangements.
  • What Social Security Means to You

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